Mortgages
Pre-approval Process
When you’re looking for a home, applying for a pre-approval loan will make the process smoother. It can help you save time and money, as well as avoid any unnecessary frustration. It’s also a great way to find out your approximate mortgage payment before you’ve found a property.
A pre-approval allows you to apply for a loan and have the lender make an initial assessment of your financial position before you have found a specific property that you intend to purchase.
If you need to finance a new home or refinance an existing home, a pre-approval will make the process smoother, JR Mortgages is here to help.
Interest Rates
- Standard Variable (Floating Rate)
- Fixed Rate
- Line of Credit (Revolving Credit)
- Non-Conforming
Loan Options
Are you feeling like you’re drowning in debt? It’s important to take control of your situation as soon as possible.
JR Mortgages & Insurance offers a wide range of loan options.
With most lenders, there is the option to not reduce your debt and simply repay only the interest on the loan. This might be suitable for investors wishing to maximise their tax deductions or to assist with managing cash flow.
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